Looking for a job at the Bank? Quad City Bank and Trust is listing several openings right now. If not then we know you are definitely looking for a decent cd rate so you can invest money.

Black Hawk Bank and Trust will give you an extra .25% APY on these advertised APY CD rates. 3 mo = .90%, 6 mo = 1.10%, 1 yr = 1.65%, 1 1/2 yr = 2.00%, 2 yr. = 2.05%, 2 1/2 yr = 2.10%. Adding the additional .25% APY to these rates makes them competitive. To get the extra .25% APY you have to become a “Silver Hawk Club” member which means you need to be at least 50 years of age and maintain a minimum depository balance of $5k. Black Hawk Bank, formerly know as Blackhawk State Bank, is based in Milan, IL and currently holds a 3 star “adequate” rating with Bauerfinancial based on the most recent financial data of 12/31/09.
www.choosethechief.com

Northwest Bank and Trust in Davenport offers Casino and Theatre trips that include the bus, lunch, and tokens. These trips are listed on their website. www.northwestbank.com

DuTrac Community Credit Union is giving 1.61% APY on Money Market Savings if your balance is at least $50k. They are also offering APYs on these CDs with $1k minimum. 6 mo = 1.45%, 12 mo = 1.75%. 18 mo = 1.80%, 24 mo = 2.21%, 30 mo = 2.30%, 36 mo = 2.55%, 48 mo = 2.76%, and 60 mo = 3.31%. Dutrack CU is in partnership with First Community Trust, NA. First Community also partners with other Credit Unions and Banks. First Community Trust says it is a national association and an independent trust company. I could not locate a rating with Bauerfinancial under Dutrac, although they do list their financial info on their website as well as their insured info.
www.dutrac.org

Disclaimer:
This post was written as accurately as possible, however, we cannot guarantee accuracy at the time of your reading. Please check directly with the financial institution for more detail.

We did some searching around and found these deals at bank and Credit Unions in different locations in the Chicago metro.

Chicago Community Bank has a 12 mont CD special for 1.25% APY for new money only. This is a promotional offer. CCB has branch locations on W. 35th st., Halsted, Micigan Ave., Dearborn Station, Jackson, and Ewing. The website is chicagocommunitybank.com.

MB Financial Bank is gearing up for a bike and car-free bike ride on May 30, 2010. You can get a $5 off coupon with the coupon code MBFINANCIALS. Participants can receive the benefits of a one-year membership in the Active Transportation Alliance, which is a $100 value. The bike ride will take place on Lake Shore Drive. For more information go to:

http://bikethedrive.org/mbfinancial.

Lincoln Park Savings Bank at Irving Park/Damen/Lincoln, Irving Park-Hamilton, Hamilton/Barry, and Damen/Melrose Rd, has a 5 year CD giving 2.50% APY. Their 4 year CD has a rate of 2.10%APY. The website is www.lpsb.com.

Liberty Bank prides itself as being a safe and secure bank in 2010 amidst other troubled banks in Chicago as seen on its main webpage at www.libertybank.com. They are currently offering a $50 gift opportunity for opening a checking account. When you sign up for direct deposit of your payroll or government check or automatic payment of your mortgage, utility, or recurring bill, Liberty will deposit $50 when your first automatic transaction occurs.

Earn miles every time you shop with Amalgamated Bank Card from AMalgamated bank. Simply use the card to make purchases at all the participating stores, of which there is a long list. Once per month, your earned miles will automatically be credited to your BONUS AmalgaMiles account. To get more information go to www.aboc.com and click on the bonus AmalgaMiles box in the lower left corner.

First Chicago Bank & Trust is now offering a 1 month online CD with an APY of 1.31%. They also are offering 0.80% APY on their High interest checking account. You can see their website at
firstchicago.com.

International Bank of Chicago has some current CD Specials listed on their website at www.inbk.com. They all require a $10k minimum. 24 mo = 2.00% APY. 18 mo = 1.75% APY. 12 mo = 1.50% APY, and 6 mo = 1.25% APY.

If you are looking for added security, consider the FDIC’s Transaction Acct. Guarantee Program that Republic Bank of Chicago is offering on all non-interest bearing accounts through June 30, 2010. This is a separate and additional program than the coverage available under the FDIC’s general deposit insurance rules. This special program will be in effect until 12/31/2013 and is for $250k per depositor. Please see more info about it at their website at www.republicebank.com.

Disclaimer
This post was written as accurately as possible, however, we cannot guarantee accuracy at the time of your reading. Please check directly with the financial institution before investing.

The “move your money” campaign to a community bank may be the best way to take control away from largest banks that continue to gain control across the US, and are too large to manage and regulate.

We have done a little work in searching for special deals and offers in and around the Plainfield area. Here is what we found.

PrairieTrail CU is offering to refinance your auto loan for up to 2% less than your current auto loan rate through the month of May. You can apply by clicking on the application on their main page at www. prairietrailcu.org. Please read membership requirements before applying.

CBI Federal Credit Union is currently offering a 1% cash back on all purchases with their Platinum Preferred VISA. There are NO balance transfer fees which is an additional bonus. This Credit Union is located on Route 30 in Plainfield and you can get more details at their website at www.cbifcu.org.

Oxford Bank is currently offering special financing on foreclosed bank owned homes. A list of properties is also available at the front page website. The interest rate will be as low as 5% and the maximum loan value is 90%. You must have a FICO score of at least 660 and your maximum debt-to-income ratio can be 40%. This is a 3 year Balloon payment with a 30 year amoritization. Please see more detail at oxfordbank.com.

First National Bank is offering 2.73% APY on their 60 month IRA with a $1k minimum. Their 60 month CD rate is currently 2.70% APY with $1k minimum and 2.30% APY for the 48 month CD.

Integra Bank in Plainfield is offering some CD specials right now. 13 mo is 1.55% APY. 24 mo is 1.95% APY. 39 mo is 2.35% APY and 60 mo is 2.85% APY. They also are giving away a 3 piece BBQ set or Sunbeam Nylon Kitchen set for opening a new personal or business checking account. website is www.integrabank.com.

Argonne CU is offering is apealing to young people by offering a special “banking MY way” for 16 to 25 yrar olds. It gives you .10 cents back for every debit purchase. They offer a $25 anniversary gift. They are giving discount overdraft fees as well. Check out www.idmyway.com/ for more details.

Disclaimer
We have done our best to report this information accurately, however, we cannot guarantee accuracy at the time of your reading. Please check directly with the financial institution.

Here is a quick overview of special offers in and around Rockford Illinois for the month of May 2010.

Alpine Bank is giving $25 for opening an eChecking, eSavings, or eMoney Market account right now. The $25 will be added to your account after the appropriate paperwork has been sent back to the bank and the opening deposit is complete. website is:
www.bankalpine.com

Riverside Community is offering a 36 Month Bump Rate CD with a minimum deposit of $5k for 1.74% APY. This rate was effective and accurate as of 5/11/10. Please go to website at:
www.riversidecommunity.com

Associated Bank is offering a special credit card that gives you triple rewards on gas, drugstore and grocery store purchases. They will also give you a special $25 bonus the first time you use the card. It has a 0% APR for the firt 6 months. The card is called the Associated Bank Visa Signature Rewards Credit Card. website is www.associatedbank.com.

Amcore Bank, now owned by Harris is showing CD specials on their website. These three are represented with APYs. They are Advantage-24 mo CD = 1.95%, Advantage-12 mo = 1.35%, and 18-mo CD Special = 1.70%. All three require a minimum balance requirement of $10k. Get more info at https://site.amcore.com.

Rockford Municipal Employees CU has a credit card offer of 8.9% APR for a Platinum rate and 10.9% APR for its Classic rate. Right now there is no cash advance fee or balance transfers through June 30, 2010. See this pdf page.

http://www.rmecu.net/PDF/VISA%20Summer%202010.pdf

First Northern Credit Union offers a reloadable debit card that is unattached to your checking account. You can use it wherever Visa is accepted for as little as $10 and as much as $5k. Simply transfer funds quickly and securely from your account at First Northern or any other financial Institution. You can withdraw from over 57,000 ATMs with your secure PIN. Get more info at www.firstnortherncu.org/reloadable/

Disclaimer
This post was written as accurately as possible, however, we cannot guarantee accuracy at the time of your reading. Please contact the financial institution directly for more detail.